We provide easy & affordable financing so you can pay for your purchase over time.
Quick & Easy
Enter a few pieces of information for a real-time decision. Checking your eligibility won’t affect your credit score
Pay your monthly bill using a bank transfer, check or debit card at Bread.com
*Your terms may vary and are subject to credit approval. The term is for a loan to finance a purchase. Rates range from 0% APR to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.